Читать книгу Teen Money 101 - Stacia LLC Morris - Страница 4

This student workbook is dedicated to my late father, Stanley McLean Morris, Sr. My dad was a veteran educator who spent his life constantly learning and who could recite passages from Shakespeare well into his late 70’s.

I did not receive formal financial training from my father. My knowledge at an early age came from watching my dad as he operated his profession as a school’s principal in St. Vincent and the Grenadines, West Indies. As such, on pay day, it was my father’s duty to leave the tiny town of Layou and travel to the capital, Kingstown. While in Kingstown, he collected the cash salaries of all his teaching staff from the Government Treasury.

My dad kept a large briefcase for the cash. The teaching staff would come to our home, Dad would pay them and they would sign a receipt. This payment process existed long before there were direct deposits, Automated Teller Machines (ATMs) etc.

As a child, I was very curious about this process and tried to be present once a month when it was payday. Because of this, I grew up hearing the words: bank, savings, insurance, rent, mortgage payments, etc. Although I did not fully understand the meaning of the words, or the context in which they were applied; this experience fostered a natural curiosity about finances and how they affect people.

My interest in writing this workbook stems from many areas: my desire to pass on my father’s legacy of educating, and educating at an early age; my desire to give my nephew and niece a better understanding of money and financial concepts; my community work as a Junior Achievement motivational speaker and teacher; and my desire to see young people succeed in mastering finances at an early age. Additionally, I thoroughly recognize the need for this education based on my formal teaching experience in the Caribbean and the Bahamas. Financial education is necessary throughout one’s life, therefore the earlier it is started, the better. To make informed financial decisions helps to preserve one’s dignity.

This workbook is also dedicated to my teenage nephew and niece who inspired me to write this book and who provided very valuable insights as my teenage consultants.

I also dedicate this workbook to all the teenagers who will benefit from it and use the knowledge gained to enrich the quality of their lives. Particularly, to the teenagers whose parents do not speak about money and investments around the dinner table.

So, to preserve my father’s legacy, on behalf of Stanley McLean Morris, Sr. here goes….