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Complete the “Asset” items and fill in the applicable values on the worksheet, using all available account statements. You may round the values to the nearest one hundred dollars to simplify your calculations.

For items such as your home or your car, for which there are no statements, estimate their fair market value based on your knowledge of the current market and the economy. Fair market value means what you think you can sell them for today. Use the most recent appraised value or, in the case of your home, check with your local realtor. You can use the newspaper’s classified section to check for the current value of other assets. You must be realistic, but you don’t have to be precise. You will never know the true values of these items until they are actually sold.

In the case of life insurance policies, include only the cash value of these policies. Do not include the benefit amount; that will belong to your beneficiaries, not to you.