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This coverage includes other people’s property, other automobiles, persons in other vehicles, and persons in the insured automobile.

If you are using your car for business, exclusively or occasionally, it is important that you have your premium cover business use. It is possible that your current motor vehicle insurance policy has a premium based on personal use only. Problems could occur if you are in an accident and it is discovered that your car, insured for personal use only, was in fact used for business.