Читать книгу The Legacy of Obama's Achievements - U.S. Government - Страница 10
Made Health Care and Coverage More Affordable
ОглавлениеEstablished financial assistance to help individuals and families who otherwise cannot afford health coverage purchase it through state and federal marketplaces
Created a tax credit for small businesses that provide health coverage to their employees
Prohibited charging more for women to receive coverage
Prohibited charging more for people at risk – those who have pre-existing conditions, work in high-risk jobs, or have family histories of health problems – and prevented excessive charges for older Americans
Required health insurers to provide consumers with rebates if the amount they spend on health benefits and quality of care, as opposed to advertising and marketing, is too low
Instituted an annual review process to prevent health plans from imposing excessive and unreasonable rate increases
Allowed employer health plans to provide incentives for workers related to wellness programs
Eliminated out-of-pocket costs for preventive services like immunizations, certain cancer screenings, contraception, obesity screening and counseling, and behavioral assessments for children
Phases out the “donut hole” coverage gap for Medicare prescription drug coverage to save Medicare beneficiaries money
Expanded competitive bidding in Medicare to lower costs for durable medical equipment such as wheelchairs and hospital beds
Created new Medicare payment and delivery models to pay for the value rather than the volume of services provided, as well as the new Centers for Medicare & Medicaid Innovation to promote improvement in health care quality and costs through the development and testing of innovative health care payment and service delivery models
Created Accountable Care Organizations consisting of doctors and other health-care providers who commit to improve the quality and reduce the cost of patient care and get to share in savings from keeping patients well
Ensured Medicare Advantage plans are paid accurately and required plans to spend at least 85 percent of Medicare revenue on patient care, while enrollment has grown by over 60 percent and average premiums have dropped by 13 percent since passage of the Affordable Care Act.
Reduced drug costs through increased Medicaid rebates, expanded discount programs, and established a new system for approval of more affordable versions of biologic drugs