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The proportion of income that may be set aside for rent depends on what that payment covers. In a steam-heated city flat with complete janitor service, for instance, the rent at $40 is really no higher than the $25 suburban house, for heat and water rent are included. With the former, perhaps as much as a third of one's income could be spared for the fixed charge of rent; but in the country the proportion cannot with safety be greater than a fifth. Few satisfactory suburban houses can be rented under $35, and to this must be added the cost not only of coal and water, but of maintenance. On the whole, we are pretty sure to decide that it is better and cheaper to buy than to rent.