Читать книгу Harper's New Monthly Magazine, Vol. III, No. XVII, October 1851 - Various - Страница 4

BY F. SOMNER MERRYWEATHER

Some years ago there lived in Marseilles an old man of the name of Guyot; he was known to every inhabitant, and every urchin in the streets could point him out as a niggard in his dealings, and a wretch of the utmost penury in his habits of life. From his boyhood, this old man had lived in the city of Marseilles; and, although the people treated him with scorn and disgust, nothing could induce him to leave it. When he walked the streets he was followed by a crowd of boys, who, hating him as a grasping miser, hooted him vociferously, insulted him with the coarsest epithets, and sometimes annoyed him by casting stones and filth at his person. There was no one to speak a kind word in his favor, no one to bestow an act of friendship, or a nod of recognition upon Guyot. He was regarded by all as an avaricious, griping old miser, whose whole life was devoted to the hoarding up of gold. At last this object of universal scorn died, and it was found that, by his parsimony, he had amassed an ample fortune. What was the surprise of his executors, on opening his will, to find these remarkable words: "Having observed, from my infancy, that the poor of Marseilles are ill-supplied with water, which can only be procured at a great price, I have cheerfully labored the whole of my life to procure for them this great blessing, and I direct that the whole of my property shall be expended in building an aqueduct for their use!"

When it was proposed to build Bethlehem Hospital, many benevolent individuals volunteered to solicit contributions by calling upon the inhabitants of London. Two of these gentlemen went to a small house in an impoverished neighborhood; for the pence of the poor were solicited as well as the pounds of the rich. The door was open, and, as they drew nigh, they overheard an old man scolding his female servant for having thrown away a match, only one end of which had been used. Although so trivial a matter, the master appeared to be much enraged, and the collectors remained some time outside the door, before the old man had finished his angry lecture. When the tones of his voice were somewhat subdued, they entered, and, presenting themselves to this strict observer of frugality and saving, explained the object of their application; but they did not anticipate much success. The miser, however, for such he was reputed in the neighborhood, no sooner understood their object, than he opened a closet, and bringing forth a well-filled bag, counted therefrom four hundred guineas, which he presented to the astonished applicants. They expressed their surprise and thankfulness, and could not refrain from telling the old gentleman that they had overheard his quarrel with his domestic, and how little they expected, in consequence, to have met with such munificence from him. "Gentlemen," replied the old man, "your surprise is occasioned by my care of a thing of such little consequence: but I keep my house, and save my money in my own way; my parsimony enables me to bestow more liberally on charity. With regard to benevolent donations, you may always expect most from prudent people who keep their own accounts, and who pay attention to trifles."

Audley was a celebrated miser of the time of the Stuarts; he amassed his wealth during the reign of the first Charles, and flourished amazingly under the protectorate of Cromwell. Audley was originally a clerk, with only six shillings a week salary, and yet out of this scanty sum he managed to save more than half. His dinner seldom cost him any thing, for he generally made some excuse to dine with his master's clients; and, as to his other meals, a crust of bread or a dry biscuit was regarded as fare sufficient after an ample dinner. In one circumstance he was somewhat different from other misers: he was clean, if not neat, in his outward appearance. But he was thus scrupulous in his apparel from principle; for Audley often asserted, that, to be thrifty, it was necessary to pay some respect to such matters. He was remarkably industrious, even when a young man. At an age when others were seeking pleasure, he was busy in lending out, and increasing his early savings. He was always ready to work when the usual hours of business were over, and would willingly sit up the whole night to obtain some trifling remuneration. He was never above soliciting trifles, and touching his hat to his master's clients. So rigid was he in his economy, and so usurious in his dealings, that in four years, during which time, however, he had never received more than a salary of six or eight shillings a week, he managed to save and amass five hundred pounds. The salary of the remaining years of his apprenticeship he sold for sixty pounds, and after a while, having made up six hundred pounds in all, he lent the whole to a nobleman for an annuity of ninety-six pounds for nineteen years, which annuity was secured upon property producing eight hundred a year. The nobleman soon died, and his heir neglected to pay the annuity. Audley had execution upon the property, and by legal trickery, in which he was well versed, he managed to obtain, in the way of fines and forfeitures, about four thousand pounds' profit upon his original six hundred. His master being one of the clerks of the Compter, Audley had many opportunities of practicing his disreputable cunning, and of obtaining vast sums by deluding insolvent debtors, and in deceiving their creditors. He would buy bad debts for a mere trifle, and afterward compound with the poor insolvent. One instance of his avarice and villainy is so curious, that we can not refrain from giving the anecdote to our readers. A tradesman, named Miller, unfortunately got into arrears with his merchant, whose name was White. Many fruitless applications were made for the debt, and at last Miller was sued by the merchant for the sum of two hundred pounds. He was unable to meet the demand, and was declared insolvent. Audley goes to White, and offers him forty pounds for the debt, which the merchant gladly accepts. He then goes to Miller, and undertakes to obtain his quittance of the debt for fifty pounds, upon condition that he entered into a bond to pay for the accommodation. The drowning man catches at a straw, and the insolvent, with many protestations of thanks, eagerly signs a contract which, without consideration, he regarded as one so light, and so easy in its terms, as to satisfy him that the promptings of benevolence and friendship could only actuate his voluntary benefactor. The contract was, that he should pay to Audley some time within twenty years from that time, one penny progressively doubled, on the first day of twenty consecutive months; and, in case he failed to fulfill these easy terms, he was to pay a fine of five hundred pounds. Thus acquitted of his debt of two hundred pounds, Miller arranged with the rest of his creditors, and again commenced business. Fortune turned, and he participated liberally in her smiles. Every month added largely to his trade, and at last he became firmly established. Two or three years after signing the almost forgotten contract, Miller was accosted one fine morning in October by old Audley, who politely demanded the first installment of the agreement. With a smile, and many renewed expressions of thankfulness, the hopeful tradesman paid his penny. On the first of the succeeding month, Audley again called, and demanded twopence, and was as politely satisfied as before. On the first of December, he received a groat; the first of February, one shilling and fourpence. Still Miller did not see through the artifice, but paid him with a gracious smile; perhaps, however, there was something cynical in the look of Audley as he left the shop this time, for the poor tradesman's suspicions were aroused, and he put his pen to paper, as he ought to have done years before, to ascertain the amount of his subsequent payments. Reader, what think you would have been the amount of the payment due on the first of the twentieth month? What sum, think ye, the little penny had become? No less than two thousand one hundred and eighty pounds! And what was the aggregate sum of all these twenty monthly payments? Why, the enormous sum of four thousand three hundred and sixty-six pounds, eleven shillings, and threepence? It sounds incredible; but, if you think it a fable, do as Miller did, and reckon for yourselves. Of course Miller refused the payment of his bond, and forfeited five hundred pounds by the benevolence and charity of the miser.