Читать книгу Rural Finance in Poverty-Stricken Areas in the People's Republic of China - Xuechun Zhang - Страница 41

One consequence of the lack of competition in rural financial markets is the creation of a monotypic rural financial system that cannot cope with the different demands for services among the eastern, central, and western regions. A system with the RCC as the sole player cannot meet the demands of farmers and enterprises in different regions. With the development of local economies and urbanization, demands for financial services have been evolving. Moreover, different economic structures in different areas produce different demands for financial services. RCCs, with their similar operational structures, lending modes, internal management, and incentive systems, are unable to meet these diverse demands in a timely fashion.