Читать книгу Starting a Business in 7 simple steps - Alex Ritchie - Страница 24

Lending circles and crowd funding are a relatively new phenomenon. The principle here is that lots of people give small amounts of money that count towards your total loan. It works well for creative businesses or social enterprises that can target people who are interested in the cause behind what the business or enterprise does. Depending on the platform, the money might be an investment or given in return for a first run of products. Benefits could include lower interest rates and the ability to obtain funding which cannot be raised through more traditional methods. As lending circles and crowd funding are relatively new, you should fully research these funding methods in your country and read the terms and conditions of the organization you intend to approach to ensure you are aware of any fees or claims on the intellectual property of your business.