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Ask yourself: “How strong is your financial profile? What does your credit history tell a lender?”

Good credit is the key to both your professional and personal financial investments, and your credit score signifies to lenders your overall creditworthiness. In fact, your credit score is critical in determining the amount of money you will be allowed to borrow and the interest rate you will be charged. While lenders consider a number of factors when making a credit decision, the most critical aspects of your financial profile are your personal debt — including student loans, credit cards and lines of credit — and your overall credit score rating.

Good credit is the key to both your professional and personal financial investments, and your credit score signifies to lenders your overall creditworthiness.