Читать книгу Financial Adulting - Ashley Feinstein Gerstley - Страница 21

We can't talk about personal finance without talking about equity. While much of the work you'll be doing in this book is about transforming your own financial well-being, that doesn't mean there aren't systemic inequities at work.

We don't start on an equal playing field. BIPOC communities face significant disadvantages compared to white communities, LGBTQ+* communities face discrimination and costs that straight communities don't, women are not on an equal playing field to men, and BIPOC women, specifically Black women, Latinas, Native women, and mothers, face both systemic racism and sexism. There are racial and gender gaps in earning, debt, investing, homeownership, and the list goes on and on.

Financial adults understand this critical context and recognize that their privilege can and should be used to help close racial and gender wealth gaps. Financial adults also understand they may be coming from a place of disadvantage due to historic and systemic obstacles.

I am by no means an expert and still have a lot of learning to do, which is why I'm excited to turn to the experts in the coming chapters in this book. What I do know is that the more BIPOC, feminist, and anti-racist people who build individual wealth, the more we'll see the institutional changes, changes in leadership, and changes in policy we want to see.