Читать книгу Financial Adulting - Ashley Feinstein Gerstley - Страница 53
Why Have Financial Goals?
ОглавлениеYou know all those things you've always wanted to do, have, and experience? You should do, have, and experience them!
Getting clear on your goals is one of the most important parts of being a financial adult. When you have goals, and realistic plans to achieve them, you can feel confident that they will happen.
Goals are also motivating and can drive you to take the actions you need to make them happen.
The key is not only understanding your goals but building them into your financial plans. Otherwise, you can have the goal of saving $200 per month toward your rainy-day fund, but will have no idea if that's feasible or can actually happen given your income and expenses.
Remember, while we can always make smarter money moves, try not to compare yourself with others. You may have things in common, but gender and race/ethnicity add differentiating factors of privilege. You have no idea what another's journey has been like or where they started financially.