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Dr. Howard is co-founder of AthenaInvest, a Greenwood Village-based SEC Registered Investment Advisor. He led the research project that resulted in Behavioral Portfolio Management, the methodology which underlies AthenaInvest’s patented investment approach. Since 2002 he has managed Athena Pure Valuation/Profitability, Athena’s signature equity offering, which has been recognized by PSN and Barron’s as a top US active equity portfolio. He oversees Athena’s ongoing research, which has led to a number of industry publications and conference presentations. Dr. Howard currently serves as CEO, Director of Research, and Chief Investment Officer at Athena.

Dr. Howard is a Professor Emeritus at the Reiman School of Finance, Daniels College of Business, University of Denver, where for over 30 years he taught courses and published articles in the areas of investment management and international finance. For many years he presented stock analysis seminars throughout the US for the American Association of Individual Investors, a national investment education organization headquartered in Chicago. Dr. Howard has been a guest lecturer at SDA Bocconi, Italy’s leading business school and at Handelshojskole Syd in Denmark and was a 2004 summer lecturer in international finance at EMLYON in France.

He consulted with a number of firms, most recently First Data Corp and Janus Capital Group, and served for ten years on the Board of Directors for AMG National Trust Bank N.A., a financial counselling and investment management firm headquartered in Denver.

After receiving his BS in Mechanical Engineering at the University of Idaho, Dr. Howard worked for three years at Proctor & Gamble as a production and warehouse manager. He then entered Oregon State University where he received an MS in Management Science, after which he received a Ph.D. in Finance from the University of Washington.