Читать книгу The FINTECH Book - Chishti Susanne - Страница 16

After the introduction to the financial technology sector in the previous part, this second part focuses on some key general themes. The chapters highlight the importance of collaboration between the established players and the FinTech start-ups while providing a global overview on regulatory frameworks impacting FinTech. Regulatory compliance is a prerequisite for success for FinTech companies worldwide. Marketplace lending – one of the key disruptive FinTech business models is also explained in more detail here.

As we all tend to live increasingly digital lives, we have several identities online. The topic of identity management, particularly important for FinTech, is covered here. The threat of tech giants to incumbents, as companies such as Apple and Facebook have entered the global payments arena, is also highlighted.

Finally, principles and the importance of good design are discussed to ensure that the user experience of financial products and services is what the customer expects, based on their interaction with the leading consumer and technology solutions.