Читать книгу Home Buying Kit For Dummies - Eric Tyson - Страница 37

Setting some goals

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Most people find it enlightening to see how much they need to save to accomplish particular goals. Wanting to retire someday is a common goal. The challenge is that in your 20s and 30s, it’s difficult to have more clearly defined goals — such as knowing that you want to retire at age 58 and move to New Mexico, where you’ll join a shared-housing community and buy a home that currently costs $200,000. Not to worry — you don’t need to know exactly when, where, and how you want to retire.

But you do want to avoid nasty surprises. When Peter and Nancy hit their 40s, they came to the painful realization that retirement was a long way off because they were still working off consumer debts and trying to initiate a regular savings program. Now they’re confronted with a choice: having to work into their 70s to achieve their retirement goals or settling for a much less comfortable lifestyle in retirement.

Home Buying Kit For Dummies

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