Читать книгу Mutual Funds For Dummies - Eric Tyson - Страница 85

Some folks just don’t, won’t, or can’t enjoy having all their money tied up in mutual and exchange-traded funds. Some people say that funds are, well, kind of boring. It’s true that following the trials, tribulations, successes, and failures of a favorite company can provide you plenty of excitement (sometimes more than you want). A fund, on the other hand, is a little more abstract. You pour money into it and don’t have specific corporate dramas to follow.

Over the years, among investors who prefer to invest their portfolios in individual securities, I’ve noticed some common characteristics:

 The boaster: You enjoy going to parties and telling of your successes in the stock market (but conveniently ignore your mistakes). Although the thought has never (hopefully) crossed your mind of sending copies of a brokerage statement to friends and relatives, you’ve been known on more than a few occasions to offer unsolicited stock tips and investment advice.

 The controller: You hate delegating jobs to others, especially important ones, because no one does as good a job as you do. Investing much or all of your money in funds and leaving all the investment decisions to the fund manager won’t make you a happy camper. You may also believe that you can sidestep a market slide and get back in before prices skyrocket.

 The free spirit, also known as you only live once: You’re the type who says, “I don’t care if there are trillions invested in funds.” You like to be just a little bit different and independent. And you’d like to have the opportunity to hit it big.