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Chapter 2 Who Are the People Involved in a Bankruptcy?
ОглавлениеAs discussed in Chapter 1, a debtor can be an individual person, partnership, or a corporation that is unable to pay debts in the ordinary course. In this chapter, we discuss the other people who are involved in the bankruptcy community including the trustee in bankruptcy, the Superintendent of Bankruptcy or the Office of the Superintendent of Bankruptcy (OSB), the Official Receiver, the Bankruptcy Registrar, and the judge. In all bankruptcies, the consumer debtor comes in contact only with the trustee in bankruptcy. Depending on the nature and size of the bankruptcy, the consumer debtor may come into contact with the other persons referred to in this chapter. The consumer debtor will, of course, have some knowledge about each of the creditors through his or her dealings. Most consumer debtors have many credit cards in their possession and on their Statement of Affairs, they list them with their account numbers, addresses, and debts.
See Figure 1 for a visual of the people involved in a bankruptcy.