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Banks have a host of services for businesses of all sizes. Knowing a banker (not just a teller at the counter) at your business bank is important. A good banker on your team can provide you with ideas and programs for your growth.

Establishing a relationship with a local bank can help you network in your business community. And having a previously established relationship with a banker will help when you are ready for a business loan or line of credit. Bankers can keep you up to date with other financial products that might work for your business, from merchant banking services to having the bank put together your payroll system.

Ask to meet with a vice president or a private business banker. Get to know them and keep in touch. It can’t hurt to have a banker on your side. At the start, you will open a bank checking account for your business and get checks imprinted with your company name. Banks can also provide credit cards for your business, which is a great way to start building credit for your business for the day when you start looking for loans and other forms of financing.