Читать книгу Risk Transfer A Complete Guide - 2020 Edition - Gerardus Blokdyk - Страница 7

CRITERION #1: RECOGNIZE

INTENT: Be aware of the need for change. Recognize that there is an unfavorable variation, problem or symptom.

In my belief, the answer to this question is clearly defined:

5 Strongly Agree

4 Agree

3 Neutral

2 Disagree

1 Strongly Disagree

1. What can the market expect and what further issues need to be resolved?

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2. Does the value of claims correlate with the number of claims (independency issue)?

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3. What key attributes and capabilities will future insurance leaders need to have to succeed?

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4. Can management personnel recognize the monetary benefit of Risk transfer?

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5. Does a contractor need proof of automobile liability when hired to work on the premises?

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6. What are the minority interests and what amount of minority interests can be recognized?

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7. When a Risk transfer manager recognizes a problem, what options are available?

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8. Are there any specific expectations or concerns about the Risk transfer team, Risk transfer itself?

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9. How do you recognize an Risk transfer objection?

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10. What do franchise systems need to do to access insurance coverage?

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11. What problems are you facing and how do you consider Risk transfer will circumvent those obstacles?

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12. How many trainings, in total, are needed?

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13. How does the event unfold over time?

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14. Are controls defined to recognize and contain problems?

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15. Have there been comparable events in the past?

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16. Why insure after the occurrence of event?

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17. Are employees recognized or rewarded for performance that demonstrates the highest levels of integrity?

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18. How do you recognize an objection?

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19. Are there recognized Risk transfer problems?

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20. How do you stay flexible and focused to recognize larger Risk transfer results?

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21. What practices helps your organization to develop its capacity to recognize patterns?

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22. What would happen if Risk transfer weren’t done?

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23. What are the issues in building catastrophe models?

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24. Are employees recognized for desired behaviors?

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25. Will the protection pay in the event of a claim?

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26. To what extent would your organization benefit from being recognized as a award recipient?

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27. To what extent does each concerned units management team recognize Risk transfer as an effective investment?

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28. Do you prevent the next financial crisis?

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29. Do you need an additional insured endorsement on an automobile liability policy?

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30. Has additional security been arranged for events that occur after regular hours?

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31. Does Risk transfer create potential expectations in other areas that need to be recognized and considered?

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32. How likely is it that your Entity would be a defendant in the event of a loss?

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33. Where does the event take place?

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34. Are clients informed of any escalated and/or unresolved issues?

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35. What situation(s) led to this Risk transfer Self Assessment?

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36. Why do managers voluntarily issue cash flow forecasts?

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37. What do the issues for the downgrade tell you?

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38. Are Risk transfer changes recognized early enough to be approved through the regular process?

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39. To what extent does management recognize Risk transfer as a tool to increase the results?

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40. What framework is needed for reinsurance to fulfil its role?

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41. When people heard about the event, did it change perception?

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42. How much are sponsors, customers, partners, stakeholders involved in Risk transfer? In other words, what are the risks, if Risk transfer does not deliver successfully?

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43. Is the need for organizational change recognized?

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44. Who is authorized to declare an event?

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45. What does Risk transfer success mean to the stakeholders?

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46. What are the expected benefits of Risk transfer to the stakeholder?

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47. How are changes in the environment translating into new customer needs and expectations?

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48. What are the most significant issues facing your team or organization?

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49. What is the recognized need?

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50. How are you going to measure success?

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51. Can the private market fulfill the insurance needs of the poor?

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52. Are losses recognized in a timely manner?

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53. Which services need to work with which to achieve the objectives?

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54. Who else hopes to benefit from it?

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55. What area is affected by the event?

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56. How are the Risk transfer’s objectives aligned to the group’s overall stakeholder strategy?

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57. How are compliance issues increasing today?

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58. What type of capital do you need?

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59. What are the stakeholder objectives to be achieved with Risk transfer?

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60. Will a response program recognize when a crisis occurs and provide some level of response?

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61. As a sponsor, customer or management, how important is it to meet goals, objectives?

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62. How will you recognize and celebrate results?

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63. Should you invest in industry-recognized qualifications?

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64. What segment of the population and what assets are affected by the event?

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65. How much should be invested in the prevention of disaster losses, and how much in insurance?

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66. Does a contractor need professional liability coverage?

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67. How will your organization address the various issues of a multi-location account?

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68. How many are exposed to injury from one event?

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69. Do you recognize Risk transfer achievements?

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70. What insurance does your organization need?

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71. Would you recognize a threat from the inside?

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72. Is the population able to prepare for the event?

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73. Is some form of insurance regulation needed for products?

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Add up total points for this section: _____ = Total points for this section

Divided by: ______ (number of statements answered) = ______ Average score for this section

Transfer your score to the Risk transfer Index at the beginning of the Self-Assessment.