Читать книгу Sort Your Money Out - Glen James - Страница 39

Often, consumer debt is not the problem; it is just a symptom of something else. You have been the problem, most likely. Not the debt itself. I hope by reading this chapter that you are encouraged to make some movements to stop spending and to clean up your debt.

If anything, just decide that there will be no more consumer debt. Try and go for a day, then a week, then a month without overspending on credit. Then get your spending plan in place and then let's get onto the task of cleaning it up!

And if you don't read on and you just want to focus on slaying your debt for now, I would be okay with that too.

I need you to be hyper-vigilant when it comes to buy-now-pay-later products. At the time of print Apple have now entered the race with a rumoured ‘Apple Pay Later’, Pay Pal has also put their hand up and Square, an international payments platform, has announced their intention to take over Afterpay. The problem we have with this payday lending of today is that you don’t have to make a conscious effort to walk into a cash loans office – it’s already in your pocket. Be strong.