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Scan the QR code for these resources and more.

 If you’re in debt over your head and need help you can speak with financial counsellors at the National Debt Helpline on 1800 007 007 or visit www.ndh.org.au.

 If your debt is causing you emotional or mental distress, please speak to your GP about getting help. If you feel there is no way out and need help right away please contact Lifeline on 13 11 14 or visit www.lifeline.org.au.

 There is a great Facebook group for people who are getting their money on track, just search ‘The Glen James Spending Plan (GJSP)’. Ask the group how they have had wins with getting out of debt.

 Head over to my dedicated book website to download a debt snowball worksheet, some extra resources and if you think you want to speak with a financial adviser or money coach for extra accountability to help keep you focused!