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Surviving parents

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Older parents of a breadwinner potentially qualify for survivor benefits if their adult child dies. To be eligible, they must be at least 62 and must prove that they relied on the child for half of their financial support. Also, surviving parents must not be eligible for their own Social Security benefits that exceed what they might get as survivors. If two living parents both qualify, each may receive 75 percent of the deceased child’s basic benefit. If one parent survives, the amount is slightly higher: 82.5 percent.

Social Security For Dummies

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