Читать книгу Social Security For Dummies - Peterson Jonathan, Jonathan Peterson - Страница 47

In order for family members to get survivor’s benefits, the deceased worker must have built up credits based on his or her working record. But the rules are somewhat different than for retirement benefits. The exact requirement depends on the age of the worker. For example, workers still in their early and mid-20s may gain survivor’s protections by earning just six credits — about one and a half years of work. A 40-year-old worker needs 18 credits — less than five years of work. For a 62-year-old, the requirement is 40 credits. Special rules allow workers with young children to qualify with only six credits (see the nearby sidebar “Getting a boost from Social Security even if you haven’t worked much” for more information).

Survivor’s coverage has the same dollar requirements for earning credits as retirement does: Workers can earn up to four credits, and the credit amount, which rises over time, was set at $1,410 in 2020.