Читать книгу The Female Investor - Kate Hill - Страница 30

Most of us have higher discretionary spending than we realise — especially with the ease of online ordering of everything from clothes to food to wine. Saving a deposit takes discipline, delayed gratification and plenty of patience, which means you may need to cut back on some of the things you like to enjoy the most for a while.

Perhaps, instead of meeting up with friends for drinks and dinner at a restaurant, you take turns to host at each other homes instead? Maybe save ordering from a food delivery service for a Friday‐night treat, so that you can celebrate the end of the week as well as the extra money in your bank account?

Working with a finance professional may be an idea to calculate how much of your income can be diverted to savings. You might be surprised with the result.