Читать книгу What to Do to Retire Successfully - Martin B. Goldstein - Страница 9

PREFACE

This book spells out a step-by-step approach to a successful and contented retirement, including psychological, practical and financial formulas for the best ways to achieve desired goals. I will address the difficulties in adapting to a life after work’s end, teaching the adjustment and coping skills required to have a contented retirement.

My approach differs from other books with similar titles by professionally and personally addressing the psychology of retirement, as well as the practical lifestyle and financial aspects, by one who is living it.

First, the physical and psychological foundations for retirement success are explored.

Then, the chapter on practicality deals with various personality types and discusses which are more readily suited to retire comfortably and which would find it more difficult. It also addresses the issues facing those workers who are forced to retire and other factors hampering adjustment to a retired state.

The next three chapters focus on your financial situation. Steps for saving and investing with proper asset allocation at different age periods are stressed. Specific formulas are introduced spelling out the monetary requirements for continuance of a standard of living comparable to times of employment for different income levels. A comprehensive financial handling of retirement resources is outlined.

The lifestyle portion details how to enact a plan for eventual retirement while still working and being concerned with family and life matters.

The last part of the book teaches the actual steps to take to facilitate an easy transition to retired living. Included are funding avenues, decision-making regarding living arrangements and personal insights on rewarding retirement activities.

This comprehensive approach, if applied rigorously, should enable you to retire successfully.