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After some thirty years, one begins to appreciate in a slight degree the mystery of things in counter-distinction to the mystery of men. He learns with dumb horror that startling and unforeseen events break into the shrewdest plans and dash them to pieces utterly, or with grim malice wrench them into engines of destruction, as though some mighty hand reached out from the darkness and shattered the sculptor's marble, or caught the chisel in his fingers and drove it back into his heart.

As one grows older, he seeks to avoid, as far as may be, the effect of these unforeseen interpositions, by carrying in his plans a factor of safety, and, as what he is pleased to call his "worldly wisdom" grows, he increases this factor until it is a large constant running through all his equations dealing with probabilities of the future. Whether in the end it has availed anything, is still, after six thousand years, a mooted question. Nevertheless, it is the manner of men to calculate closely in their youth, disregarding the factor of safety, and ignoring utterly the element of Chance, Fortune, ar Providence, as it may please men to name this infinite meddling intelligence. Whether this arises from ignorance or some natural unconscious conviction that it is useless to strive against it, the race has so far been unable to determine. That it is useless to, the weight of authorities would seem to indicate, while, on the other hand, the fact that men are amazed and dumbfounded when they first realize the gigantic part played by this mysterious power in all human affairs, and immediately thereafter plan to evade it, would tend to the conviction that there might be some means by which these startling accidents could be guarded against, or at least their effect counteracted.

The laws, if in truth there be any, by which these so-called fortunes and misfortunes come to men, are as yet undetermined, except that they arise from the quarter of the unexpected, and by means oftentimes of the commonplace.

On a certain Friday evening in July, Carper Harris, confidential clerk of the great wholesale house of Beaumont, Milton, & Company of Baltimore, was suddenly prostrated under the horror of this great truth. For the first time in his life Fate had turned about and struck him, and the blow had been delivered with all her strength.

Up to this time he had been an exceedingly fortunate man. To begin with, he had been born of a good family, although, at the time of his father's death, reduced in circumstances. While quite a small boy, he had been taken in as clerk through the influence of Mr. Milton, who had been a friend of his father. The good blood in the young man had told from the start. He had shown himself capable and unusually shrewd in business matters, and had risen rapidly to the position of chief confidential clerk. In this position he was intrusted with the most important matters of the firm, and was familiar with all its business relations. His abilities had expanded with the increasing duties of his successive positions. He had done the firm much service, and had shown himself to be a most valuable and trustworthy man. But, with it all, the eyes of old Silas Beaumont had followed his every act, in season and out of season, tirelessly. It was a favorite theory of old Beaumont, that the great knave was usually the man of irreproachable habits, and necessarily the man of powerful and unusual abilities, and that, instead of resorting to ordinary vices or slight acts of rascality, he was wont to bide his time until his reputation gained him opportunity for some gigantic act of dishonesty, whereby he could make a vast sum at one stroke.

Old Beaumont was accustomed to cite two scriptural passages as the basis of his theory, one being that oft-quoted remark of David in his haste, and the other explanatory of what the Lord saw when he repented that he had made man on the earth.

Like all those of his type, when this theory had once become fixed with him, he sought on all occasions for instances by which to demonstrate its truthfulness. Thus it happened that the honesty and industry of young Harris were the very grounds upon which Beaumont based his suspicions and his acts of vigilance.

When it was proposed that Carper Harris should go to Europe in order to buy certain grades of pottery which the firm imported, Beaumont grumbled and intimated that it was taking a large risk to intrust money to him. He said the sum was greater than the young man had been accustomed to handle, that big amounts of cash were dangerous baits, and then he switched over to his theory and hinted that just this kind of opportunity would be the one which a man would seize for his master act of dishonesty. The other members of the firm ridiculed the idea, and arranged the matter over Silas Beaumont's protest.

Thus it happened that about seven o'clock on the eventful Friday, Carper Harris left Baltimore for New York. He carried a small hand-bag containing twenty thousand dollars, with which he was to buy foreign exchange. Arriving at the depot he had checked his luggage and had gone into the chair-car with only his overcoat and the little hand-bag. He laid his overcoat across the back of the seat and set the little satchel down in the seat beside him. He had been particularly careful that the money should be constantly guarded, and for that reason he had attempted to keep his hand on the handle of the bag during the entire trip, although he was convinced that there was no danger or risk of any consequence, for the reason that no one would suspect that the satchel contained cash. When he arrived in New York he had gone directly to his hotel and asked to be shown up to his room. It was his intention to look over the money carefully and see that it was all right, after which he would have it placed in one of the deposit boxes in the hotel safe until morning.

When Harris set the hand-bag down on the table under the light, after the servant had left the room, something about its general appearance struck his attention, and he bent down to examine it closely. As he did so his heart seemed to leap into his throat, and the cold perspiration burst out on his forehead and began to run down his face in streams. The satchel before him on the table was not the one in which he had placed the money in Baltimore, and with which he had left the counting-house of Beaumont, Milton, & Company. The young man attempted to insert the key in the lock of the satchel, but his hand trembled so that he could not do it, and in an agony of fear he threw down the keys and wrenched the satchel open. His great fear was only too well founded. The satchel contained a roll of newspapers. For a moment Carper Harris stood dazed and dumbfounded by his awful discovery; then he sank down in a heap on the floor and covered his face with his hands.

Of all the dreaded calamities that Fate could have sent, this was the worst. All that he had hoped for and labored for was gone by a stroke,—wiped out ruthlessly, and by no act or wrong of his. The man sat on the floor like a child, and literally wrung his hands in anguish, and strove to realize all the terrible results that would follow in the wake of this unforeseen calamity.

First of all there was Beaumont's theory, and the horror of the thought gripped his heart like a frozen hand. It stood like some grim demon barring the only truthful and honorable way out of the matter. How could he go back and say that he had been robbed. Beaumont would laugh the idea to scorn and gloat over the confirmation of his protest. Little would explanation avail. His friends would turn against him, and join with Beaumont, and seek to make the severity of their accusation against him atone for their previous trust and confidence, and their disregard of what they would now characterize as Mr. Beaumont's unusual foresight. And then, if they would listen to explanation, what explanation was there to make? He had left their counting-house with the money in the afternoon, and now in New York in the evening he claimed to have been robbed. And how? That some one had substituted another hand-bag for the one with which he started, without attacking him and even without his slightest suspicion—a probable story indeed! Why, the hand-bag there on the table was almost exactly like the one he had taken with him to the company's office. No one but himself could tell that it was not the same bag. The whole matter would be considered a shrewd trick on his part,—a cunningly arranged scheme to rob his employers of this large sum of money. In his heated fancy he could see the whole future as it would come. The hard smile of incredulity with which his story would be greeted,—the arrest that would follow,—the sensational newspaper reports of the defalcation of Carper Harris, confidential clerk of the great wholesale house of Beaumont, Milton, & Company. The newspapers would assume his guilt, as they always do when one is charged with crime; they would speak of him as a defaulter, and would comment on the story as an ingenious defence emanating from his shrewd counsel. Even the newsboys on the street would convict him with the cry of, "All about the trial of the great defaulter!" The jury its very self, when it went into the box, would be going there to try a man already convicted of crime. This conviction would have been forced upon them by the reports, and they could not entirely escape from it, no matter how hard they might try. Why, if one of them should be asked suddenly what he was doing, in all possibility, if he should reply without stopping to think, he would answer that he was trying the man who had robbed Beaumont, Milton, & Company. So that way was barred, and it was a demon with a flaming sword that kept it.

The man arose and began to pace the floor. He could not go back and tell the truth. What other thing could he do? It was useless to inform the police. That would simply precipitate the storm. It would be going by another path the same way which he had convinced himself was so effectually blocked. Nor did he dare to remain silent. The loss would soon be discovered, and then his silence would convict him, while flight was open confession of the crime.

Carper Harris had one brother living in New York,—a sort of black sheep of the family, who had left home when a child to hazard his fortunes with the cattle exporters. The family had attempted to control him, but without avail. He had shifted around the stock-yards in Baltimore, and had gone finally to New York, and was now a commission merchant, with an office in Jersey City. The relation between this man and the family had been somewhat strained, but now, in the face of this dreaded disaster, Harris felt that he was the only one to appeal to—not that he hoped that his brother could render him any assistance, but because he must consult with some one, and this man was after all the only human being whom he could trust.

He hastily scribbled a note, and, calling a messenger, sent it to his brother's hotel. Then he threw himself down on the bed and covered his face with his hands. What diabolical patience and cunning Fate sometimes exhibits! All the good fortune which had come to young Harris seemed to have been only for the purpose of smoothing the way into this trap.