Читать книгу Blockchain Data Analytics For Dummies - Michael G. Solomon - Страница 31

When something of value passes from one owner to another, it's referred to as an ownership transfer. One of the things blockchain can do well is manage ownership transfer for items of value without relying on middlemen, or intermediaries, to manage the transfer. You can transfer ownership by giving or selling something to someone. When you sell something, you exchange the thing you sold for some type of payment. Being able to transfer ownership without a middleman can disrupt lots of business models. For example, when you ride with a rideshare service and pay for it with a credit or debit card, the rideshare company normally pays a per transaction fee, but you can be sure it passes that cost along to you! Bypassing the payment card processor means your rides could be cheaper.

Without getting into the details quite yet, blockchain technology makes it possible for you and the rideshare provider to trust the transfer of payment for the ride without having to trust one another. The ability to pay for a ride without the driver or rider trusting one another can be disruptive to payment card processors.

Many intermediaries, such as banks, payment processors, brokers, international money transfer companies, and even music distributors, could lose revenue to blockchain. All these middlemen charge a fee by managing transfers that blockchain technology could simplify.