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2006, 2014 American Girl
All rights reserved. No part of this book may be used
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Editorial Development: Sara Hunt, Carrie Anton, Peg Ross, Darcie Johnston
Art Direction and Design: Jessica Meihack
Production: Janell Wisecup, Jeannette Bailey, Judith Lary, Paula Moon, Alicia Curtis
Consultants: Carol Malanowski; Chris Spencer; Glen Allen; and
Janet Garkey, Center for Personal Finance,
Credit Union National Association, Inc.
This book is not intended to replace the advice of financial planners and
tax advisors. It should be considered an additional resource only.
Library of Congress Cataloging-in-Publication Data
Holyoke, Nancy.
A smart girl’s guide : money : how to make it, save it, and spend it
/ by Nancy Holyoke ; illustrated by Brigette Barrager.
p.
cm.
—
(A smart girl’s guide)
Audience: Ages 10 and up.
ISBN 9781609584405 (e-book)
1. Finance, Personal—Juvenile literature.
2. Money—Juvenile literature.
3. Teenage girls—Finance, Personal—Juvenile literature.
4. Money-making projects for children—Juvenile literature.
I. Barrager, Brigette, illustrator.
II. Title.
HG179.H5946 2014
332.02400835’2—dc23
2013025896