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Dear Reader:

When you were little, you didn’t have to think about

money. Your parents took care of that. But now you

have some money of your own, and you’re making

more of your own decisions about what to do with it.

If you’re like most girls, some of those decisions have

been smart and some haven’t. You know that being

“money smart” feels better.

In fact, being money smart can feel great. How come?

Money’s a tool. People use it to get the things that

they want the most in life—freedom, opportunity,

comfort, good health, safety, and pleasure. They also

use it to avoid the things they want least—things like

poverty, fear, stress, and hunger. Having money won’t

make you happy, but knowing how to use it wisely

can help you build a future that will.

This book is packed with tips on how to make, save,

and spend money. It includes lots of quizzes, advice

from girls like you, and a list of over a hundred

different moneymaking ideas. You’ll even find

business cards and other printable items to use on

the job at a special Smart Girl’s Guide: Money link

at americangirl.com/play.

Put it all together and you’ll be amazed at how much

easier it is to get what you want from your money.

You have big dreams about what you can do and

accomplish in this world, and we hope this book

does a thing or two to help you achieve them.

Your friends at American Girl


A Smart Girl's Guide: Money

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