Читать книгу Flipping Houses For Dummies - Ralph R. Roberts - Страница 82

Good credit is gold. Without it, you have access only to your own money. With it, you can put other people’s money to work for you. Whenever you apply for a loan, the lending institution performs a credit check — sort of a background check to make sure that you’re not up to your gills in debt, that your income covers expenses, and that you pay your bills on time.

To ensure success at obtaining loans, become proactive. Check your credit report every three months or so, correct any errors, and take steps to improve your credit rating, as instructed in the following sections. No irregularity is too small to correct.

The following sections show you how to obtain, review, and correct your credit report. I also explain how to improve your credit score.