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Obtaining a credit report

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The Federal Trade Commission (FTC) has made it mandatory for the three major credit reporting companies to provide you with a free credit report once every 12 months. To obtain your free credit report, submit your request online at www.annualcreditreport.com.

If you already obtained a free credit report this year and want something more recent, you can order a credit report from any or all of the following three credit reporting agencies (prices and terms vary):

 Equifax: www.equifax.com

 Experian: www.experian.com

 TransUnion: www.transunion.com

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