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Copyright © 2012 by the Cato Institute.

All rights reserved.

Library of Congress Cataloging-in-Publication Data

O’Toole, Randal.

American nightmare : how government undermines the dream of home ownership / by Randal O’Toole.

p. cm.

Includes bibliographical references and indexes.

ISBN 978-1-937184-88-9 (hardback : alk. paper)

1. Home ownership—United States. 2. Housing policy—United States. 3. House buying—United States. I. Title.

HD7287.82.U6O86 2012

333.33′80973—dc23

2012012197

Printed in the United States of America.

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American Nightmare

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