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Once again, Naeem gives us a detailed and insightful book for risk managers and non-risk managers alike on the importance of credit risk scorecards as a core competency for powerful business decisions.

– Ricardo Plaisant, Consumer Chief Risk Officer, Citi-Banamex

The most comprehensive, simple, and practical reference for risk professionals dealing with credit risk scorecards. It encompasses in detail the entire credit risk scorecard lifecycle right from scorecard development and validation to implementation and monitoring. In addition to quantitative techniques, Intelligent Credit Scoring also covers the practical aspects of credit scoring critical for business users.

– Faizan Iqbal Saleh, Director and Head, Risk Strategy–Risk Analytics, Al Rajhi Bank

Naeem's book has been a highly valuable resource for BNI in developing in-house scoring capabilities since 2012 by providing us with solid reference and insight about the scorecard development and implementation process. His approach is simple and easy to understand. This new book will surely be another comprehensive reference for scorecard developers.

– Harri Suhendra, Head of Scoring and Modeling, Bank Negara Indonesia

Once again, Mr. Naeem Siddiqi, the guru of credit scoring, has come out with a book that is easy to understand and gives in-depth information on credit scoring model development methodologies, that will be helpful for all levels of participants who want to develop a predictable and usable credit scoring model.

– Khairul Perera, Chief Credit Officer, Bank Islam Malaysia Berhad

Intelligent Credit Scoring

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