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Chapter 2
Scorecard Development: The People and the Process
Intelligent Scorecard Development

Оглавление

Involving these resources in the scorecard development and implementation project helps to incorporate collective organizational knowledge and experience, prevents delays, and produces scorecards that are more likely to fulfill business requirements. Most of this corporate intelligence is not documented; therefore, the only effective way to introduce it into credit scoring is to involve the relevant resources in the development and implementation process itself. This is the basis for intelligent scorecard development.

Note

Bearing in mind that different companies may have differing titles for similar functions, the preceding material is meant to reflect the typical parties needed to ensure that a developed scorecard is well balanced, with considerations from different stakeholders in a company. Actual participants may vary.

Intelligent Credit Scoring

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