Читать книгу Finances After 55 - Sylvia Lim - Страница 9

Retirement isn’t what it used to be. It’s not as straightforward as it was for our parents. Not only are retirees leaving the workforce earlier in life, they are also staying in retirement longer due to better health and increased longevity. Today’s retirees have a different perspective on their ideal lifestyles. They are active, they pursue dreams, they maintain close social ties with their communities, and they emphasize personal growth in their everyday living.

There’s a myth out there that most seniors are living in nursing homes. This couldn’t be further from the truth. In fact, only about 4 percent of the population at any one time is living in such facilities. Most seniors live in their own homes, with relatives, or in other arrangements within their communities.

What’s more, there is also the emerging trend of younger retirees returning to work. In today’s world, retirement doesn’t necessarily mean a lifestyle of pure leisure. Many retirees are pursuing the work of their choice (as opposed to working from necessity). More and more retirees view a nice blend of part-time employment along with enjoyable leisure activities as the ideal work/life balance for themselves.

Regardless of their reasons, whether they are working out of choice, boredom, or necessity, older workers are becoming the preferred employees for many businesses. Seniors who postpone retirement or return to work part-time after retiring have become the country’s retail- and service-sector darlings.

Due to our aging population, a revolution is happening. A new model of retirement is emerging for the baby-boom generation. Retirement today can be as flexible and different from the past as you want it to be.