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Dr. Brad Klontz

Dedicated to you, the reader, for having the courage to tackle the most stressful topic in the lives of three out of four people. IF you evolve your money mindset, you CAN transform your financial life.

Dr. Edward Horwitz

I would like to dedicate this book to my wife, Chris, for her love, support, and insights throughout the writing process, and along our road in life together. I would also like to dedicate this book to the millions of people who struggle with money issues. Over decades of seeing the generational financial devastation caused by mishandling personal financial decisions, my passion for finding a solution burned. Too many families and children have been destroyed by bitter divorce simply because their parents didn’t know how to engage in positive money discussions or guide their children with correct financial wisdom. Therefore, I dedicate this book, and a lifetime of thoughts, reflection, research, and experiences, to all of you. I sincerely hope you find the insights and solutions to discover financial security and contentment for you and all your financial relationships.

Dr. Ted Klontz

To my friend and wife, Margie, and to my children, who remain my best teachers, and to the countless folks who have allowed me to walk with them on their journey of finding peace in their relationship with money. To all those who wonder if they are the only ones who don’t “do well” with money: The answer is a resounding “NO.” May this book help you find your way.