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About the Authors

DR. BRADLEY T. KLONTZ, Psy.D., CFP^®

Bradley T. Klontz, Psy.D., CFP^®, is an expert in financial psychology, financial planning, and applied behavioral finance. He's an associate professor of practice at Creighton University Heider College of Business, co-founder of the Financial Psychology Institute, and Managing Principal of Your Mental Wealth Advisors. In addition to Money Mammoth (Wiley, 2020), Dr. Brad Klontz is co-author/co-editor of Facilitating Financial Health (NUCO, 2008; 2016), Financial Therapy (Springer, 2015), Mind Over Money (Broadway Business, 2009), Wired for Wealth (HCI, 2008), and The Financial Wisdom of Ebenezer Scrooge (HCI, 2005; 2008).

Dr. Klontz is a Fellow of the American Psychological Association, and a former president of the Hawaii Psychological Association. He was awarded the Innovative Practice Presidential Citation from the American Psychological Association for his application of psychological interventions to help people with money and wealth issues and his innovative practice in financial psychology for practitioners across the country.

Dr. Klontz has been a columnist for the Journal of Financial Planning, On Wall Street, and PsychologyToday.com. His work has been featured on ABC news shows 20/20, Good Morning America, and in USA Today, The Wall Street Journal, The New York Times, The Washington Post, The Los Angeles Times, Time, Kiplinger's, Money Magazine, National Public Radio, and many other media outlets and professional magazines and journals.

In 2019, he was appointed to the CNBC Financial Wellness Council and in 2018 received the Montgomery-Warschauer Award from the Journal of Financial Planning, honoring the most outstanding contribution to the betterment of the financial planning profession. He has partnered with organizations including Capital One, JP Morgan Chase, Mutual of Omaha, and H&R Block in efforts to help raise public awareness around issues related to financial health and financial psychology.

Learn more about Dr. Brad Klontz at www.BradKlontz.com, his Money Mindset channel on YouTube www.YouTube.com/c/drbradklontz and @DrBradKlontz on social media.

DR. EDWARD HORWITZ, Ph.D., CFP^®, FBS, ChFC, CLU, CSA

During his 35-plus-year career in the financial services industry, Dr. Horwitz has educated tens of thousands of agents, financial planners, wealth managers, and consumers in the field of personal finance and risk management. He holds a Ph.D. from Kansas State University, an MBA from Creighton University, and an undergraduate degree in finance from the University of Iowa. In addition to his academic degrees, Dr. Horwitz also holds numerous professional designations in the fields of insurance risk management, financial planning, and applied financial behavior. Dr. Horwitz currently serves as the chief risk and compliance officer for Creighton University, holds the Inaugural Mutual of Omaha Endowed Chair in Risk Management, and is an associate professor of practice in the Economics and Finance Department at the Heider College of Business at Creighton University. Dr. Horwitz serves as the program director for Creighton's finance programs in enterprise risk management and was the developer and director for programs in financial planning and financial psychology and behavioral finance.

Dr. Horwitz is a regular industry speaker, author, media contributor, and applied financial psychology intervention researcher. His contributions have appeared in numerous national and local media outlets, in-print and online, including Money magazine, The Wall Street Journal, CNBC, and MSNBC. He is considered a creative leader, educator, and financial behavior futurist who brings his experience and academic research perspective to find unique solutions to consumer and organizations. Dr. Horwitz has provided advice and counsel to all likes of individuals from lower-income people struggling with debt issues, to Rock and Roll Hall of Fame musicians, members of the entertainment industry, professional athletes, and professional sport teams.

Dr. Horwitz's published research is focused on applied financial psychology-based solutions. He has authored several chapters in leading industry text books including Client Psychology (Wiley, 2018) and Financial Therapy—Theory, Research, & Practice (Springer, 2015). Dr. Horwitz is considered a leading industry contributor in the field of financial planning, behavioral change, financial psychology, and strategic enterprise risk management, both in his research and the breadth of his experience and practice. His insights and creative approaches to breaking through financial behavioral issues are highly respected.

DR. TED KLONTZ, Ph.D.

Dr. Ted Klontz is an associate professor of practice at Creighton University's Heider College of Business and founder of the Financial Psychology Institute. He was a founding official of the Financial Therapy Association.

Ted has an extensive international private practice, including troubleshooting, strategic planning, advising, and consulting. He is a pioneer of and has been working in the field of financial psychology for over two decades, authoring six other books on the topic.