Читать книгу Money Mammoth - Ted Klontz - Страница 52

Saving is important. In fact, a discipline around saving money is the framework that creates wealth. If you spend all you make, you will never get ahead. Saving for intermediate goals is a much-needed value and skill. So a portion of the allowance should go into a savings account. Children are encouraged to save for a desired object or experience, one which they couldn't afford with their allowance alone. They are taught the experience of delaying gratification and the thrill that accompanies being able to achieve a savings goal. As much as possible, allow children to determine when and for what the savings account is allowed to be tapped. Research has found that people save more when accounts are given inspiring names, so utilize this tool accordingly.⁸ As such, the savings account could be titled “Lorrie's American Girl Shopping Spree” or “Hunter's Rock-Climbing School.”