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Acknowledgements

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This book is dedicated to my six siblings — Mike, Bill, Pat, Kate, Maureen and John — for decades of insights, laughs and genuine support. I could not have asked for better young-life housemates and true friends. All of them have made the world a better place.

My genuine thanks to all the Realtors, developers, mortgage lenders and many individuals from tax and accounting, printing, editing and distributing who have aided me for years in my newspaper writing and radio work, and who also provided creative insights and useful information for this book. I have called upon them often and their patience, interest and kindness have been extraordinary. Leading this list are Linda Owens, CJ Yeoman, Heidi Henning, Tami Dever, Erin Stark, Monica Thomas, Laura Shelley, Dennis Dahlin, Joanne Elizabeth Kelly, Rob Keasal, John Tuccillo, Omar Ayales and Kevin Hawkins. I also am grateful to the numerous second home buyers and renters for sharing their stories.

—Tom Kelly

I would like to thank my associates at Stewart Title Latin America for their kind contributions to this book: Lic. Carlos Gonzalez, Lic. Orlando Lopez and Christopher Hill. Thanks also to Mike Skalka, chairman and chief executive of Stewart International; and Rebecca Rice, counsel, and Julie Kleine, vice president, and Mandy Johnson, copy writer, for their continued support and assistance in our efforts.

A special thanks to Margo Taylor, our kids Megan and Ashton; and the rest of my children, Courtney, April and Tanner. I also wish to thank my wonderful mother, Leslie, and my siblings, Gary, Denise and Kevin, and family members, Candy and Ric. They’re great fun and provide tremendous encouragement. I’m thankful to have them all.

—Mitch Creekmore

Thanks to all the volunteer leaders of the National Association of Realtors in Central America, including Jorge Cantero, Deborah Valledor and Carlos Fuentes for bringing things to the next level in the region. Also, special thanks to Lucia Sacasa for the help in Nicaragua; Patrick Crowley for the input on Honduras; Sara Siegel for the assistance with Guatemala; Linda Gray and Mercedes Castro for Costa Rica, and Luis Dominguez for El Salvador. I also wish to thank leaders of the Panama Real Estate Association, Prima Panama, and especially Jose Boyd for showing me Panama. A special thanks to Gail Geerling, Jocelyn Carnegie, Grupo del Sol and Frontier Property Group for their efforts in bringing knowledge of the emerging Nicaragua real estate market to this book.

Finally, thanks to my family, Paulina, Julia and Megan, for their support in my endeavors and their patience while I was away on so many trips.

—Jeff Hornberger

Cashing In On a Second Home in Central America: How to Buy, Rent and Profit in the World's Bargain Zone

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