Читать книгу The rich brain. How to help the brain run a wealth program - Vladimir S. Lavrov - Страница 2

Financial literacy is now spoken on every corner. But who understands what financial literacy really is? What does it include? What leads to? And, most importantly, how much does it cost?

Financial literacy is the ability to manage your time and your money in such a way that they do not go off without a trace, but accumulate and multiply, providing financial freedom for the rest of your life.

The foundation of financial literacy is only 8 key concepts that every literate person should know and understand:

– income and expenses

– assets and liabilities

– time and money

– capital and investment

Of course, each concept, like a Russian doll, includes a whole series of key terms. And those, in turn, consist of their parts, sections and subsections of economic science. But for the simplicity of the picture, let’s agree that financial literacy is only 8 key concepts, each of which contains four more basic sections:

Of course, this is far from a complete picture of the world of money. But this is exactly where you can begin to comprehend financial literacy, gradually deepening and expanding your knowledge of money.

Take a note: The world of money is not so simple as it seems to you now! But start with a simple one and the money will begin to reveal to you more and more new facets, which you do not even imagine now!

If you want to become financially literate (and who does not want this?), Then go through the four steps that separate you from wealth:

1. Understand how revenue and expenses are generated. Learn to increase your income and take control of your expenses.

2. Understand what relates to assets and what relates to liabilities. Learn to distinguish them from each other, acquire any assets and get rid of excess liabilities.

3. Understand the nature of time and money. Learn to manage your time and generate cash flow.

4. Understand how to create capital and what to invest in. Learn to set clear financial goals, build up capital and invest in certain profitable assets, getting good net profit that is not taxed at all (legally!) Or taxed at the minimum!

You can go through these steps yourself, or you can find a mentor who will teach you everything and save you time, money and nerves. Invest time and money in your brains, then they (time and money invested in yourself) will start working for you 24 hours a day, making you richer and richer every day! And you will get the opportunity to live the life you want to live!

Independent work.

Right now (if convenient) or tonight, after work, take a few minutes and arrange yourself a little brain storm. Sit in a comfortable chair and ask yourself:

– What is money? What place do they occupy in my life?

Do not look for answers to these questions in books or on the Internet. Try to answer them yourself first to see if you really know what money is. As soon as you find the answer to this question, ask yourself:

– How much money do I need for happiness? Why exactly so much, and not 10 times more?

Write in writing your answers to these questions and from time to time return to them to ponder them and correct them.

P.S. Initially, the book was written in Russian and only after that it was translated into English. Due to the specific differences between Russian and English, the author could allow minor inaccuracies in the translation. Do not judge strictly, for the English language for the author is not native. If possible, treat indulgently with possible mistakes and wrong words in the text. Remember that only those who do nothing do not make mistakes! Try to understand the essence of what the author wanted to say. Then you will get the most benefit from reading this book.