Читать книгу Retos y desafíos de las garantías reales - Abel B. Veiga Copo - Страница 56

Overall, from the perspective of a bank as creditor under a loan contract, formal enforcement in the European Union is satisfactory. The average value of all questions requiring a “Yes”/“No” answer is 0.64 on a scale from 0 (lowest) to 1 (highest). This value represents the general support banks experience when enforcing loan contracts in the European Union as a region. Later, differentiated support levels will be reported for each Member State. In this section, all data is aggregated at the level of the European Union. The result of 0.64 for the European Union as a region may serve as a first indicator to compare the strength of formal enforcement of bank loans in the European Union with other regions and countries.