Читать книгу Retos y desafíos de las garantías reales - Abel B. Veiga Copo - Страница 64

Turning the focus to differences between Member States’ frameworks, banks are dealing with significant divergences in the levels of support they find for enforcement. Differences between Member States are more pronounced as regards consumers, secured loans and individual enforcement. The biggest differences between Member States concern the individual enforcement of secured loans.

Member States with lower scores risk stifling local activities of traders and consumers. Some of their citizens may look for debt finance options abroad. In addition, low values signal higher stability risks for banks as they will find it more difficult to liquidate and reduce non-performing loan portfolios.