Читать книгу Inspired Wealth - Aileen CFP Miga - Страница 17

Learning the truth about your relationship with money is a process of collecting data and taking stock. It requires excavating beneath the surface, a kind of personal archeological dig. We need to excavate the beliefs that influence your behavior with money. Think about your beliefs about money:

Who taught you that? Who told you that?

There is a difference between a belief and a knowing. You actually learn a belief from someone else in your life at an early age. In most cases we have never asked if this belief serves us at this point in our life. A knowing comes from you.

We’d like you to understand the source of your beliefs and attitudes about money. One of the most revealing exercises about your relationship with money is The Money Autobiography. In this exercise you recall your earliest memories of money. You revisit your personal history to better understand the money dynamics presenting themselves in your life today. Take out your journal and reflect on the questions in this exercise. This exercise is also valuable in helping you understand how the way you are with money may impact the way your children experience money in their lives....as they say, “An ounce of prevention is worth a pound of cure.”

Money Autobiography:

Your past holds the key to your financial future. As a child you began to form your first impressions of what money is all about:

What did your mother say about money?

How did your mother spend money, what did she spend it on? What did your father do and say about money?

Were there arguments in your home around the topic of money and finances? What sayings pop into your mind when we ask you about money?

What is your happiest moment with money? Your unhappiest?

What happened to family members during the depression and recessions?

How is /was the subject of money addressed by your church or the religious traditions of your relatives?

How did your family communicate about money? How does your family now communicate about money?

As a child did you feel poor or rich?

Did you long for what other children had?

Will you inherit money? How does that make you feel?

How do you feel about taxes, welfare, people living off the system? Are you generous, overgenerous, stingy, frugal?

Do you tip, and how much?

Do you judge others by how you perceive they deal with their money? Do you tithe, give money away?

Do you spend some, save some, and give some away? In what proportions?