Читать книгу Divorce Dollars - Akeela Davis - Страница 8

Given these profiles, it is not difficult to understand the conflict that arises when a spender marries a spender, or a spender marries a saver. The degree to which a couple will be able to resolve their financial problems depends on many factors, one of which is where each of them is on the saver/spender spectrum.

The saver/saver marriages, while they may have issues as to the degree and type of saving, usually experience the least amount of financial conflict.

In a spender/spender marriage, however, issues are usually about lack of money. Since both are spenders, the cash and credit available to meet family bills or to pursue more immediate material pleasures are in short supply. Because both parties are confident of their own ability to handle their debts, each will often blame the other for any money problems they may be experiencing. These couples are crisis driven.

The third type of union is the spender/saver marriage, and that pairing is a minefield just waiting for someone to take a wrong step. The issues in this type of marriage involve necessity versus luxury, saving for the future versus living for the moment, and stability versus fun. Quite often, the very characteristics that attracted each member of such a couple to the other are what will cause the most strife between them. The stability of the saver is now viewed as dullness or miserliness. The fun-loving spender is viewed as wasteful and irresponsible. Each one’s financial behavior threatens the basic emotional needs of the other. The inability of both to empathize and relate usually leads to divorce.