Читать книгу Financial Adulting - Ashley Feinstein Gerstley - Страница 73

Cinneah El-Amin, a personal finance travel creator and the founder of Flynanced, walked me through her four-step process for mapping out the cost of travel.

1 Start with flights. Cinneah searches Google flights and sets up an alert as soon as she has the idea for a trip.

2 Think about accommodations. For group travel, Cinneah prefers Airbnb and loves Booking.com for smaller, more intimate trips because there is no prepayment and cancellation is free.

3 Plan for trip “extras.” Cinneah then gets a quote for travel insurance (look to see what you already have covered if you're using credit cards) and checks whether there are any visa requirements, that her passport is up to date (if it's an international trip), and if there are any COVID test requirements and fees.

4 Give yourself spending money. Cinneah recommends budgeting for daily spending money so you're not relying on credit cards or savings to fund your daily expenses.

5 Add it all up. This is what you want to have saved in your travel fund (more on this in Chapter 5).

Now that you know “how much,” adjust your SMART goals accordingly.