Читать книгу Financial Adulting - Ashley Feinstein Gerstley - Страница 77

There is so much personal finance information and advice out there. This information overload can be overwhelming and lead to analysis paralysis, and becomes a big part of why many of us (myself included) don't get started financial adulting. Part of being a financial adult is knowing what you need to know and what you do not need to know. Saying “see ya” to all the info we don't need to know makes this manageable.

I sat down with Elyse Steinhaus, who leads finance content at theSkimm, because theSkimm is all about “skimming down” big topics to what we need to know to live our smartest lives. Money is an important part of that. Elyse recommends paying attention to personal finance information that affects your specific goals and not stressing about the rest.

“If you're buying a home, you'll want to be watching average mortgage rates and what the housing market is doing” she says (more on this in Chapter 9). This information will help you make a decision that will pay off in the long-run and directly impact your goals, “like deciding how much you want to save and what you need to do to get your credit score up, so you can qualify for the best rate possible.” You don't need to read about it all over. You can stick with some sources and experts you trust. This book and the Financial Adulting toolkit are a great place to start.