Читать книгу 19 Ways to Survive in a Tough Economy - Lynn Spry - Страница 15

Even if you have a business properly set up, you may find that you have to personally sign for credit for your business. If you have co-signed with your business, you are personally responsible for that line of credit. Eventually, if your business grows enough, there is an alternative to personally signing for credit. It is possible for a business to build its own credit rating and get its own line of credit. This type of credit can also be used to expand credit to vendors and to purchase goods and services from suppliers.

In the same way that individuals can monitor their personal credit, business credit can also be monitored. The leading agency for business credit monitoring is Dun & Bradstreet (D&B). Once you sign up with D&B you will receive a unique nine-digit sequence (D-U-N-S Number), which will begin establishing your credit history. Like your personal credit rating, this business credit rating can be used by other businesses to check how creditworthy your company really is. Therefore, keep an eye on this rating. If there are any erroneous items, make sure you dispute them as quickly as possible. Keeping this record accurate is an important part of ensuring your business’s creditworthiness.