Читать книгу Retirement Planning For Dummies - Matthew Krantz - Страница 33

If you're not comfortable sharing your personal information with Mint or you want more control over how to slice and dice your data, try Quicken.

FIGURE 2-2: Mint.com provides an easy, free way to see where your money is going.

Quicken is old school, but it's a good option for some people. The Deluxe version costs $50 yearly. Unlike Mint, Quicken stores your data on your computer instead of on a remote server (unless you choose to store it on Quicken’s online service) and doesn’t pitch financial products.

Quicken, like other software companies, moved to a subscription model. When you buy the software for $50, you get only a year of access. After a year, you can still read your data but some of the functions no longer work. Many users find this restriction a turnoff.

To find your run rate, go to the Spending tab. Quicken gives you precise control over time periods and types of spending. The 12-month view, shown in Figure 2-3, provides your run rate.