Читать книгу Retirement Planning For Dummies - Matthew Krantz - Страница 34

If you’re like most people, every computer or tablet in your house has Microsoft Office. It just so happens that Office’s Excel, shown in Figure 2-4, is good at tracking expenses. The benefit is that there’s no additional software to buy.

To download free spreadsheets to help you get started, go to Microsoft’s Excel template center at https://templates.office.com/. Enter the term budget in the search box. One of my favorites is the personal monthly budget at https://templates.office.com/en-us/Personal-monthly-budget-TM04101071.

FIGURE 2-3: You have to pay for Quicken, but it gives you lots of control.

FIGURE 2-4: Microsoft Excel puts you in control of your budget.

Using Excel to tabulate your run rate takes the most time and experience. If you’re not familiar with Excel or have little time to spend on this task, another approach will likely be better.