Читать книгу Retirement Planning For Dummies - Matthew Krantz - Страница 41

Now that you’ve quantified your spending and compared it to the average, you know where you stand. If you’re happy where you’re at, great! If not, read this section for helpful ways to increase your income and get spending under control.

The goal is to squeeze the most happiness out of the money you have.

I doubt that you get much joy paying rent, paying taxes, and saving. So the goal is to satisfy those needs in such a way that money is left for fun. People get into trouble when they get this mix wrong. Some overspend on overhead (such as an expensive apartment or a too-big house). Others fail to (legally) minimize taxes. And some overspend on fun stuff while neglecting their savings.

Yes, getting your spending balance right takes some practice. But this section will help you find ideas that work for you. Remember, only you can decide what’s important to you.

If this topic interests you, check out Jonathan Clements, who writes about how to use money to boost happiness. You can find his outstanding blog, HumbleDollar, at https://humbledollar.com/.