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Al-Baqarah 2: 282


(282) Believers! Whenever you contract a debt from one another for a known term,102 commit it to writing. Let a scribe write it down between you justly, and the scribe may not refuse to write it down according to what Allah has taught him; so let him write, and let the debtor dictate; and let him fear Allah, his Lord, and curtail no part of it. If the debtor be feeble-minded, weak, or incapable of dictating, let his guardian dictate equitably, and call upon two of your men as witnesses; but if two men are not there, then let there be one man and two women as witnesses from among those acceptable to you so that if one of the two women should fail to remember, the other might remind her. Let not the witnesses refuse when they are summoned (to give evidence). Do not show slack- ness in writing down the transaction, whether small or large, along with the term of its payment. ▶

102 This is the basis of the rule that the time for the repayment of a loan should be fixed at the time when the loan is transacted.

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